COMMERCIAL AND POLLUTION EXCESS (CAPE)

COMMERCIAL AND POLLUTION EXCESS (CAPE)2016-12-22T20:13:28+00:00

Commercial and Pollution Excess (CAPE) is a follow form excess policy geared towards providing excess coverage over primary combined general liability and pollution policies, primary commercial auto policies, primary employer’s liability policies and mono – line pollution policies.

 

Coverage Highlights

  • Streamlined policy utilized for all excess opportunities
  • True follow form coverage, no exclusions apply to controlling underlying
  • No self – insured retention or deductible upon dropping down
  • Unsupported excess offered for all target classes

Target Classes of Business – Site Pollution

  • Commercial real estate – multifamily residential, office, hospitality Manufacturers
  • Distributors
  • Public entities
  • Upstream oil and gas exploration and production
  • Real estate transactions
  • M&A transactions

Target Classes of Business – Contractors Pollution and / or Professional:

  • Carpentry/Framing
  • Demolition/Dismantling
  • Dredging
  • Drilling – Oil/Gas/Water
  • Electrical
  • Excavation/Grading
  • Construction Management
  • General Contractor
  • HVAC/Mechanical
  • Industrial Cleaning
  • Masonry/Concrete
  • Marine Construction
  • Oil & Gas Well Servicing
  • Painting/Coatings Application
  • Pesticide/Herbicide/Fertilizer Application
  • Pipeline/Railroad Construction or Maintenance
  • Plumbing
  • Residential Builders/Developers
  • Restoration Contractors – Nonresidential
  • Roofing/Insulation
  • Steel Erection
  • Street & Road Contractors

 

Target Classes of Business – Combined General Liability, Pollution

  • Manufacturers and Distributors
  • Abrasives
  • Adhesives/sealants, caulking
  • Asphalt (manufacture, deliver and pour – no installation)
  • Bolts and screws
  • Cement and plaster
  • Chemical ingredients
  • Coatings (including paint)
  • Electrical/electronic parts
  • Equipment used to clean-up, treat, monitor, and control or measure pollution
  • Fertilizer, herbicide, pesticide, landfills, insecticide (no application)
  • Floor covering
  • Fuel additives
  • Ink
  • Interior building finishing materials
  • Bio diesel
  • Lubricants/oils
  • Non-critical auto parts
  • Metal goods
  • Paper/pulp
  • Personal care products
  • Plastic rubber goods
  • Resin
  • Soap/detergent
  • Solvents
  • Storage tanks
  • Valves
  • Waxes/polishes
  • Aerosol fillers
  • Color or pigmentation
  • Drum reconditioning
  • Electroplating
  • Foundries
  • Quarries
  • Tool and die casting
  • Waste to energy
  • Waste treatment, storage and disposal (landfill, recycling, incineration, transfer station)
  • Wood preserving
  • Environmental Services
  • Environmental engineering
  • Environmental consulting
  • Underground storage tank and above ground storage tank installation, removal and maintenance
  • Industrial cleaning and restoration
  • Environmental construction
  • Emergency response clean-up
  • Phase I and Phase II
  • Barrier and liner construction/consulting/engineering
  • Mobile treatment, recycling
  • Wetland contracting/design/consulting
  • Drilling and sampling
  • Environmental demolition and abatement
  • Asbestos/lead abatement
  • Radon consulting
  • Environmental lab analysis/lab packing
  • Indoor air quality sampling, consulting and management
  • Health and safety training and consulting
  • Mold inspecting, consulting and remediation
  • Restoration contracting and consulting
  • Waste brokering
  • Geology/hydrogeology consulting or mapping
  • Septic contracting, cleaning and maintenance
  • PCB clean up and consulting
  • Alternative energy consultants and contractors
  • Dredging

Minimum premium $5,000