Commercial and Pollution Excess (CAPE) is a follow form excess policy geared towards providing excess coverage over primary combined general liability and pollution policies, primary commercial auto policies, primary employer’s liability policies and mono – line pollution policies.
Coverage Highlights
- Streamlined policy utilized for all excess opportunities
- True follow form coverage, no exclusions apply to controlling underlying
- No self – insured retention or deductible upon dropping down
- Unsupported excess offered for all target classes
Target Classes of Business – Site Pollution
- Commercial real estate – multifamily residential, office, hospitality Manufacturers
- Distributors
- Public entities
- Upstream oil and gas exploration and production
- Real estate transactions
- M&A transactions
Target Classes of Business – Contractors Pollution and / or Professional:
- Carpentry/Framing
- Demolition/Dismantling
- Dredging
- Drilling – Oil/Gas/Water
- Electrical
- Excavation/Grading
- Construction Management
- General Contractor
- HVAC/Mechanical
- Industrial Cleaning
- Masonry/Concrete
- Marine Construction
- Oil & Gas Well Servicing
- Painting/Coatings Application
- Pesticide/Herbicide/Fertilizer Application
- Pipeline/Railroad Construction or Maintenance
- Plumbing
- Residential Builders/Developers
- Restoration Contractors – Nonresidential
- Roofing/Insulation
- Steel Erection
- Street & Road Contractors
Target Classes of Business – Combined General Liability, Pollution
- Manufacturers and Distributors
- Abrasives
- Adhesives/sealants, caulking
- Asphalt (manufacture, deliver and pour – no installation)
- Bolts and screws
- Cement and plaster
- Chemical ingredients
- Coatings (including paint)
- Electrical/electronic parts
- Equipment used to clean-up, treat, monitor, and control or measure pollution
- Fertilizer, herbicide, pesticide, landfills, insecticide (no application)
- Floor covering
- Fuel additives
- Ink
- Interior building finishing materials
- Bio diesel
- Lubricants/oils
- Non-critical auto parts
- Metal goods
- Paper/pulp
- Personal care products
- Plastic rubber goods
- Resin
- Soap/detergent
- Solvents
- Storage tanks
- Valves
- Waxes/polishes
- Aerosol fillers
- Color or pigmentation
- Drum reconditioning
- Electroplating
- Foundries
- Quarries
- Tool and die casting
- Waste to energy
- Waste treatment, storage and disposal (landfill, recycling, incineration, transfer station)
- Wood preserving
- Environmental Services
- Environmental engineering
- Environmental consulting
- Underground storage tank and above ground storage tank installation, removal and maintenance
- Industrial cleaning and restoration
- Environmental construction
- Emergency response clean-up
- Phase I and Phase II
- Barrier and liner construction/consulting/engineering
- Mobile treatment, recycling
- Wetland contracting/design/consulting
- Drilling and sampling
- Environmental demolition and abatement
- Asbestos/lead abatement
- Radon consulting
- Environmental lab analysis/lab packing
- Indoor air quality sampling, consulting and management
- Health and safety training and consulting
- Mold inspecting, consulting and remediation
- Restoration contracting and consulting
- Waste brokering
- Geology/hydrogeology consulting or mapping
- Septic contracting, cleaning and maintenance
- PCB clean up and consulting
- Alternative energy consultants and contractors
- Dredging
Minimum premium $5,000