
Contractors Operations, Pollution and Environmental Site Policy (COPES) is geared for a wide range of contractors including construction trades, general contractors and environmental services firms that combines contractors pollution with other pollution coverages..
Coverage Highlights:
- Contractor’s pollution coverage on an occurrence basis. (Can also be offered on a claims made basis).
- Occurrence pollution coverage for liability resulting from first and third party transportation.
- Blanket time element Bodily Injury and Property Damage pollution coverage for owned, occupied, managed, leased or rented locations as well as non-owned locations.
- Pollution coverage for Bodily Injury, Property Damage and Clean-up is available for covered locations and non – owned locations on a claims made basis.
- Emergency response expense coverage with no sub limits.
- Separate limit of $250,000 for crisis management expense.
- First dollar defense costs outside the limit for occurrence coverages.
- Blanket additional insureds where required by contract for contractor’s pollution.
- Blanket waiver of subrogation where required by contract for contractor’s pollution.
- Can be written as a practice policy or as project specific coverage including contractor controlled and owner controlled programs
- Multiyear project policy periods available, including extended completed operations coverage matching the applicable state statute of repose.
Non Environmental Target Classes of Business:
- Carpentry/Framing
- Demolition/Dismantling
- Dredging
- Drilling – Oil/Gas/Water
- Electrical
- Excavation/Grading
- Construction Management
- General Contractor
- HVAC/Mechanical
- Industrial Cleaning
- Masonry/Concrete
- Marine Construction
- Oil & Gas Well Servicing
- Painting/Coatings Application
- Pesticide/Herbicide/Fertilizer Application
- Pipeline/Railroad Construction or Maintenance
- Plumbing
- Residential Builders/Developers
- Restoration Contactors – Nonresidential
- Roofing/Insulation
- Steel Erection
- Street & Road Contactors
Environmental Target Classes of Business
- Environmental engineering
- Environmental consulting
- Underground Storage Tank/Aboveground Storage Tank installation, removal and maintenance
- Industrial cleaning and restoration
- Environmental construction
- Emergency response clean-up
- Phase I and Phase II
- Barrier and liner construction
- Mobile treatment, recycling
- Wetland contracting
- Drilling and sampling
- Environmental demolition and abatement
- Asbestos/lead abatement
- Environmental lab analysis/lab packing
- Indoor air quality sampling
- Health and safety training and consulting
- Mold inspecting and remediation
- Fire/water/accident/disaster restoration contracting
- Waste brokering
- Geology/hydrogeology consulting or mapping
- Septic contracting, cleaning and maintenance
- PCB clean up
- Alternative energy contractors
- Dredging
Minimum premium $10,000