Environmental Site Pollution Policy (ESP) is geared towards a wide range of industries and businesses combining pollution liability for covered locations and non-owned locations with other important pollution coverages.


Coverage Highlights:

  • On site and off site Clean – up coverage (discovery and 3rd party triggers available).
  • On site and off site 3rd party Bodily Injury and Property Damage.
  • Coverage can be tailored for new pollution conditions, preexisting pollution conditions, or both.
  • Blanket coverage for non – owned locations.
  • Pollution conditions include illicit abandonment and microbial matter.
  • Coverage for liability resulting from first and third party transportation with no “at rest” limitation.
  • Coverage for operations away from covered locations and non-owned locations.
  • Business interruption coverage available.
  • Emergency response expense coverage with no sub limits.
  • Separate limit of $250,000 for crisis management expense.
  • Policy terms of up to 5 years available.


Target Classes of Business:

  • Commercial real estate – multifamily residential, office, hospitality Manufacturers
  • Distributors
  • Public entities
  • Upstream oil and gas exploration and production
  • Real estate transactions
  • M&A transactions


Minimum premium $10,000